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Insurance Tips - Things to consider Does my Homeowners’ or Renters’ Insurance cover property stored at a location other than my home? You should check with your Insurance Agent about this first; sometimes they do, but you may need a special endorsement to get the coverage limit you need. Sometimes the maximum coverage for personal property is a much lower amount than the actual value. Does my Homeowners’ or Renters’ Insurance policy have certain exclusions about stored personal property that you need to know about? Ask specific questions; do they cover for all types of losses such as fire, smoke, windstorm, hurricane, theft or vandalism? As an informed customer, you are better able to make the right decision concerning your insurance coverage. What if I want to store my boat, RV, trailer, SUV, motorcycle, extra car, etc.? We store all kinds of motor vehicles. Check your Homeowners’, Renters’ or Motor Vehicle policy, to see what is covered on storage at a location away from your home. Some include coverage; some don’t. Some have special endorsements and additional premiums are added. If they do have coverage, make sure the time limit is within your storage time expectations. I have an antique business and use storage when I’m not traveling to antique shows and markets. Will my business related antiques be covered while in storage? You should check with your Homeowners’, Rental, Business or Home-Based Business Insurer for coverage specific to your needs. Storage Insurance may be the best and most cost efficient decision in this case. Should I look into the time limit my Insurance covers personal property stored at a location other than my home? Yes. It is possible your Homeowners’ or Renters’ coverage only insures for a short time period, possibly thirty days, at a location other than your home. Would my Homeowners’ or Renters’ Insurance Company charge more for insuring personal property stored away from my home? It is possible your Insurance Company will charge an additional premium for this type of coverage. Check your options to see what coverage best suits your needs. Compare rates with our recommended Storage Insurers’ rates. What about Deductibles? Homeowners’ type insurance policies typically have a minimum $500 deductible; often it is much higher. Make sure you have the coverage you need for what you are storing. What insurance options does Lake Dora Storage Mall, LLC have available? We do not sell insurance. We have a reputable Storage Insurance Company available that can provide you with affordable coverage, specific to your needs. When storing your property with us, we will give you the brochure needed with their toll-free number so you can contact them directly. Their coverage and rates are based on your value estimate. Simple, affordable and quick. |
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